Travel Insurance

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or call us on 00 800 00 01 02 03

In case your plans change at the last minute

Cover against the event of mobilisation for operations*


24/7 assistance

Around the clock assistance for Medical Emergencies


20% Discount

For our Kit Insurance customers**


Under 2's free

Free cover for children under 2***

Make a claim    Existing customers

Start an enquiryTravel Insurance with cover against
the event of Military call up *

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-What's covered

  • Single Trip or Annual Cover options
  • Available to those aged 79 or under
  • Serving Army, RAF, Royal Navy and Royal Marines personnel, spouse, partner and children, retired personnel, civilian contractors working alongside HM Armed Forces
  • Family cover applies to you or you and your partner plus all unmarried children who are 23 years and under and in full time education
  • Children are covered only when they are travelling with an adult insured under this policy except:
    - while travelling directly to join parents from boarding school at the start of a school holiday or to boarding school from the parents at the end of a school holiday
    - travelling to stay with immediate relatives during a school holiday
  • Adventure training covered
  • Additional Options:
    - Sports Cover
    - Hazardous Activities
    - Golf cover
    - Business Travel
  • Bespoke group quotations upon request, covering all types of adventure training and activity holidays

+Activities covered

  • Angling (not at sea from a boat)
  • Archery
  • Badminton
  • Bowls
  • Cross-country skiing+
  • Curling
  • Cycling
  • Dry slope skiing
  • Go-karting
  • Golf
  • Hiking
  • Hill trekking
  • Horse riding
  • Ice skating
  • Jet skiing
  • Motor cycling (up to 125cc)
  • Mountain biking
  • Off piste skiing+
  • Orienteering
  • Paragliding
  • Parascending
  • Roller skating/blading
  • Rowing
  • Sailing (inland/coastal waters)
  • Scuba diving (depths of less than 30m)
  • Shooting Skiing+
  • Snorkelling
  • Snow boarding+
  • Snow mobiling+
  • Soccer
  • Squash
  • Surfing
  • Swimming
  • Tennis
  • Tobogganing+
  • Tug of war
  • Volleyball
  • Water skiing
  • Water polo

+ Only where Winter Sports cover is selected. No cover for Personal Liability


  • A condition for which you are on a hospital waiting list for in-patient treatment, or if inpatient treatment has been received by you during the six months before you are due to travel
  • A condition for which you are travelling to get medical treatment
  • You are travelling against the advice of a doctor
  • The failure of the Tour Operator or provider of transport or accommodation to fulfil the holiday booking

-Full Features

Benefit Max. benefit (one person, each trip) Excess - Amount each person must pay for each claim
Cancellation and Curtailment £3,000 £50
£15 for lost deposits
Missed Departure £500 £0
Personal Accident
Death £10,000 £0
Loss of sight/limbs £25,000 £0
Permanent disablement £25,000 £0
Medical and Repatriation expenses £2,000,000 £50
Medical inconvenience £25 per day
£600 maximum
Personal Baggage £2,000 £50
single article limit £250 £50
total valuables £500 £50
delayed baggage £150 £0
Personal Money £400 £50
Loss of Passport/Driving Licence £200 £0
Public Liability £1,000,000 £0
Travel Delay or Abandoning a trip £20 for first 12hrs, £10 for every 12hrs after that, max. £100
or £3,000
Legal Expenses £10,000 any one event £0
Ski Equipment+ £1,500 £50
single article £500 £50
Hire of Ski Equipment+ £150 £0
Ski Pack+ £250 £0
Piste Closure+ £10/£20/£200 £0
Activity Equipment++ £500 £50
single article £250 £50
+ Only available where Winter Sports cover is selected.
++ Only available where Hazardous Activities Insurance is selected
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Right for you? Get started today.

Find us locally Start an enquiry

or call us on 00 800 00 01 02 03

Terms of Business Agreement

Policies in place before 1st December 2016

Policy Booklet Policy Summary Single Trip Policy Summary Annual Trip

Effective (new and renewed policies) from 1 December 2016

Policy Booklet Policy Summary Single Trip Policy Summary Annual Trip

Existing customer?

If your policy number starts with 'TP', you can retrieve documents via the link below:

Retrieve policy documents  

If your policy number starts with 'TF' please call us on 00 800 00 01 02 03 or send us an enquiry on the link below to receive your documents.

Start an enquiry   Make a claim

Terms & Conditions
* This is only applicable once cover has been in place for 7 days.
**20% discount applies where Baggage cover is excluded.
*** All unmarried children under the age of 23 are covered as long as they are in full-time education and permanently reside at the same address except when they are away at school.