Forces Mutual

Products
Breakdown Cover

Stay protected on the road with Forces Mutual Rescue, provided by ERS.

UK cover starts from just £61.60 a year for cars under 10 years old, with the option to add European cover at an additional cost for extra peace of mind.

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Start the Year Right, Insure Your Kit Today!

From laptops to luggage, we’ve got you covered with either Kit & Personal Possessions Insurance or Kit Start Insurance.

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Kit Insurance will arranged and administered by PMGI Limited (trading as Forces Mutual) and will be underwritten by SiriusPoint International Insurance Corporation.
Car Insurance

Switch to a provider that truly understands military life.

The cover we offer is tailored exclusively for the military family, with features you won’t typically find in standard policies.

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Car Insurance is provided by ERS.

Our Products

Life Insurance & Serious or Critical Illness

Cover that steps in when you no longer can.

Military Kit Insurance | Forces Mutual

Kit Insurance

Military Kit Insurance that’s tailored just for you.

Caravan Insurance

Caravan and Residential Park Home Insurance.

Travel Insurance | Forces Mutual

Travel Insurance

Travel Insurance for the Military Family.

Support | Forces Mutual

Personal Accident Insurance

Personal Accident Insurance for the Military Family.

Car Insurance | Police Mutual

Car Insurance

Military Car Insurance that’s tailored just for you.

Mortgages

Fee-Free Mortgage Advice Service.

Health | Forces Mutual

Healthcare

A discretionary scheme set up for members of the Military family.

My Sovereign ISA

A Stocks and Share ISA that gives you a tax-efficient means of investing for the future.

Latest News

The Housing Market | Forces Mutual

16 Feb 2026Read Time 7 mins

2026 Housing Market: What Home Buyers and Mortgage Holders Need to Know

This article was published on 16 February 2026. At the time of publishing, this article was true and accurate, however,…

Travel Insurance | Forces Mutual

11 Feb 2026Read Time 2 mins

Protect the Moments that Matter: Why Travel Insurance Matters More for Military families

This article was published on 3 February 2026. At the time of publishing, this article was true and accurate, however,…

Armed Forces Community | Forces Mutual

9 Feb 2026Read Time 2 mins

Start the New Year protected: Why Kit & Personal Possessions Insurance and Kit Start Insurance matters

This article was published on 9 February 2026. At the time of publishing, this article was true and accurate, however,…