Forces Mutual

Products
Breakdown Cover

Stay protected on the road with Forces Mutual Rescue, provided by ERS.

UK cover starts from just £61.60 a year for cars under 10 years old, with the option to add European cover at an additional cost for extra peace of mind.

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Start the Year Right, Insure Your Kit Today!

From laptops to luggage, we’ve got you covered with either Kit & Personal Possessions Insurance or Kit Start Insurance.

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Kit Insurance will arranged and administered by PMGI Limited (trading as Forces Mutual) and will be underwritten by SiriusPoint International Insurance Corporation.
Car Insurance

Switch to a provider that truly understands military life.

The cover we offer is tailored exclusively for the military family, with features you won’t typically find in standard policies.

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Car Insurance is provided by ERS.

Our Products

Life Insurance & Serious or Critical Illness

Cover that steps in when you no longer can.

Military Kit Insurance | Forces Mutual

Kit Insurance

Military Kit Insurance that’s tailored just for you.

Caravan Insurance

Caravan and Residential Park Home Insurance.

Travel Insurance

Travel Insurance for the Military Family.

Support | Forces Mutual

Personal Accident Insurance

Personal Accident Insurance for the Military Family.

Car Insurance | Police Mutual

Car Insurance

Military Car Insurance that’s tailored just for you.

Mortgages

Fee-Free Mortgage Advice Service.

Health | Forces Mutual

Healthcare

A discretionary scheme set up for members of the Military family.

My Sovereign ISA

A Stocks and Share ISA that gives you a tax-efficient means of investing for the future.

Latest News

Electric Car Incentives: Is Now the Right Time to Make the Switch? | Forces Mutual

3 Feb 2026Read Time 3 mins

Electric Car Incentives: Is Now the Right Time to Make the Switch?

This article was published on 3 February 2026. At the time of publishing, this article was true and accurate, however,…

Car Insurance | Forces Mutual

2 Feb 2026Read Time 2 mins

Buying a car – do I need to pay the luxury car tax?

This article was published on 2 February 2026. At the time of publishing, this article was true and accurate, however,…

27 Jan 2026Read Time 2 mins

Creating a Resilient Daily Routine for Armed Forces Life in 2026

This article was published on 27 January 2026. At the time of publishing, this article was true and accurate, however,…