Kit and Personal Possessions Insurance | Forces Mutual

Your kit is your lifeline. Keep it covered.

Whether you’re new to service or simply want more protection for your gear, we offer two levels of cover designed around military life: Kit Start Insurance and Kit & Personal Possessions Insurance.

Kit Insurance is arranged by PMGI Limited (trading as Forces Mutual) and underwritten by SiriusPoint International Insurance Corporation.

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Our Products

Life Insurance & Serious or Critical Illness

Cover that steps in when you no longer can.
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Military Kit Insurance | Forces Mutual

Kit Insurance

Military Kit Insurance that’s tailored just for you.
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Caravan Insurance

Caravan and Residential Park Home Insurance.
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Travel Insurance | Forces Mutual

Travel Insurance

Travel Insurance for the Military Family.
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Support | Forces Mutual

Personal Accident Insurance

Personal Accident Insurance for the Military Family.
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Car Insurance | Police Mutual

Car Insurance

Military Car Insurance that’s tailored just for you.
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Mortgages

Fee-Free Mortgage Advice Service.
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Health | Forces Mutual

Healthcare

A discretionary scheme set up for members of the Military family.
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My Sovereign ISA

A Stocks and Share ISA that gives you a tax-efficient means of investing for the future.
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Latest News

Car Insurance | Forces Mutual
17 Mar 2026Read Time 3 mins

What Happens When Your Car Is Written Off? A Step-by-Step Guide

This article was published on 17 March 2026. At the time of publishing, this article was true and accurate, however,…
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Army Reservists | Forces Mutual
9 Mar 2026Read Time 3 mins

Five Surprising Things About Being an Army Reservist

This article was published on 9 March 2026. At the time of publishing, this article was true and accurate, however,…
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Kit Insurance | Forces Mutual
4 Mar 2026Read Time 3 mins

Stay connected, stay protected: Why Forces Mutual Kit Insurances matter

This article was published on 4 March 2026. At the time of publishing, this article was true and accurate, however,…
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