If you have an accident, we've got you covered

You could pay as little as £4.50 + IPT*
per month!


5 levels of benefits

Cash benefits should you suffer serious injury or permanent total disability


No admin fees

We've sourced extensive cover at a very competitive price


Fracture and Hospitalisation

Cover should you need to stay in hospital or break a bone

Make a claim

Request a callbackMilitary tailored Personal Accident Insurance
with new and enhanced covers

Request a callback

Enhanced Personal Accident Insurance Cover

Policy features

You can buy up to five units of cover. Update the figures below by changing the drop down.

Show the maximum amount payable for 

  • Permanent total disablement up to £30,000£60,000£90,000£120,000£150,000
  • Complete loss of sight up to £30,000£60,000£90,000£120,000£150,000
  • Loss of speech up to £30,000£60,000£90,000£120,000£150,000
  • Loss of hearing up to £30,000£60,000£90,000£120,000£150,000
  • Full thickness burns up to £4,800£9,600£14,400£19,200£24,000
  • Facial scarring up to £2,000£4,000£6,000£8,000£10,000
  • Fractures up to £1,250£2,500£3,750£5,000£6,250
  • Hospitalisation – from 5th consecutive night up to 365 nights
  • Funeral expenses up to £4,000

Optional covers

  • Death by Natural Causes
  • Include your family for an extra £1 + IPT* - New lower price for 2017

We also offer...

  • Life & Serious Illness Cover
    Have you thought about full Life Insurance or Serious Illness cover?
  • Serious Illness
    Military tailored Serious Illness cover

Terms & Conditions apply, please check your policy documents for details.
*Insurance Premium Tax is a tax on general insurance premiums.

Right for you? Get started today.

Request a callback

or call us on 0151 363 5290


BananaBizarre Accidents from way back when...

We've taken a trip down memory lane to look at some historical personal accident claims dating back to Victorian times and they are very bizarre to say the least...

Browse the bizarre accident timeline   

Request a callback

Enter your details below to get a callback from one of our experienced advisors for a Personal Accident Insurance quote.

Start request

Your Details

Marketing preferences

You can change your mind at any time by emailing nomarketing@forcesmutual.org

To find out more about how your data is used and stored & our promise to you visit https://www.forcesmutual.org/about/privacy-policy/

How we will use your personal data

Forces Mutual (which is a trading name of PMGI Limited) is committed to respecting and protecting your personal data. This section sets out what we will do with your information and explains your rights.

The information you have supplied will be used by Forces Mutual to contact you about your insurance requirements.

Should you proceed to quotation, your information will be shared with Ageas Insurance Limited our personal accident insurance provider.

Click on the links below to find out more:
How we will use the information we collect?
Who and why might we share your information with
What precautions do we take to protect your information?
How long do we keep hold of your information?
Yours rights

To view our full privacy policy click here

If you have any questions about our privacy policy, you can contact our Data Protection Officer directly at compliance@pmas.co.uk or by writing to them at: Compliance Department, Alexandra House, Queen Street, Lichfield, Staffordshire. WS13 6QS.

Policy documents

It's important you understand all of the Key Information for Personal Accident Insurance. We recommend you read the below documents including the Insurance Product Information Document (IPID) before you get a quote or buy and keep it in a safe place.

New customers

Personal Accident Insurance IPID Terms of Business Agreement Personal Accident Insurance Policy Booklet
Death by Natural Causes and Funeral Cover Policy Summary Notice to Policyholders

Existing customers

If you have an Abacus policy:  Please send us an enquiry or call us on 0151 363 5290