Search 
Existing customers, view your policy documents
With Worldwide Cover
Cash benefits should you suffer serious injury or permanent total disability
Can be extended to cover your spouse or partner and children
| Benefit | Level 1 | Level 2 | Level 3 | Level 4 |
|---|---|---|---|---|
| 1. Accidental Death | £2,500 | £5,000 | £7,500 | £10,000 |
| 2. Permanent Total Disablement | ||||
| a) Any Occupation | £20,000 | £50,000 | £100,000 | £150,000 |
| b) Normal Occupation | £2,500 | £5,000 | £10,000 | £15,000 |
| 3. Permanent Injury | ||||
| a) Total and irrecoverable loss of sight in: | ||||
| i) one eye | £10,000 | £25,000 | £50,000 | £75,000 |
| ii) both eyes | £20,000 | £50,000 | £100,000 | £150,000 |
| b) Total loss of or complete and irrecoverable loss of use of: | ||||
| i) one limb | £15,000 | £37,500 | £75,000 | £112,500 |
| ii) both both ears | £20,000 | £50,000 | £100,000 | £150,000 |
| c) Total and irrecoverable loss of hearing in: | ||||
| i) one ear | £5,000 | £12,500 | £25,000 | £37,500 |
| ii) both ears | £20,000 | £50,000 | £100,000 | £150,000 |
| d) Complete and irrecoverable loss of speech: | £20,000 | £50,000 | £100,000 | £150,000 |
| e) Loss of use of joint: | £5,000 | £12,500 | £25,000 | £37,500 |
| f) Total loss of or complete and irrecoverable loss of use of: | ||||
| i) one thumb | £3,000 | £7,500 | £15,000 | £22,500 |
| ii) one finger | £2,000 | £5,000 | £10,000 | £15,000 |
| iii) one toe | £1,000 | £2,500 | £5,000 | £7,500 |
| g) Permanent facial disfigurement (scaring to at least 20% of the face): |
£1,000 | £2,500 | £5,000 | £7,500 |
| h) Third degree burns: | ||||
| i) 27% or more of the body surface | £6,000 | £12,000 | £18,000 | £24,000 |
| ii)18% but less than 27% of the body surface | £4,500 | £9,000 | £13,500 | £18,000 |
| iii) 9% but less than 18% of the body surface | £3,000 | £6,000 | £9,000 | £12,000 |
| iv) 4.5% but less than 9% of the body surface | £1,500 | £3,000 | £4,500 | £6,000 |
| 4. Bullet wound/shrapnel | £500 | £500 | £500 | £500 |
| 5. Hospital cash (max 100 days) | £10 per day | £20 per day | £30 per day | £40 per day |
| 6. Loss of special service pay* | £1,000 | £2,500 | £5,000 | £7,500 |
| 7. Criminal injury supplement** | £10,000 | £10,000 | £10,000 | £10,000 |
| 8. Cancer of specified female organs | £3,500 | £3,500 | £3,500 | £3,500 |
| 9. Death by natural causes (if selected) | £20,000 | £50,000 | £100,000 | £150,000 |
If you're a new customer: Terms of Business Agreement Policy Booklet Policy Summary
If your policy number starts with FD: Policy Booklet Policy Summary
If your policy number starts with FC: Policy Booklet
If your policy number starts with FN: Policy Booklet
If you have an Abacus policy: Please send us an enquiry or call us on 00 800 00 01 02 03
Terms & Conditions apply, please check your policy documents for details.
* Only payable where there is a valid claim for one of the benefits 2 and 3
** Only payable where there is a valid claim for one of the benefits 1 to 3 caused by an injury sustained as a result of a criminal act