Life Insurance and Critical Illness cover that steps in when you no longer can
Life can change very quickly, especially for members of the Armed Forces. If the worst were to happen to you, your partner would still need to manage childcare, bills, and everyday living costs. Having suitable life insurance for military personnel in place can make a difference. It helps ensures your loved ones are financially supported during a difficult time.
In addition to life insurance, there is critical illness cover. This type of cover can provide a lump-sum payment if you’re diagnosed with a serious condition, helping to ease financial pressure at a time when your focus should be on recovery. This can contribute to household bills, childcare, or taking time off work to heal.
Together, military life insurance and critical illness cover can provide peace of mind, so you and your family are protected no matter what the future holds.
Let us take away the hassle of finding the right protection for you.
Understanding the difference
- Life Insurance
Cash lump sum, or with some insurance providers an income, paid on death to your family or to someone else you’ve nominated. - Critical Illness
Cash lump sum, or with some insurance providers an income, if you are diagnosed with one of the covered conditions.
Why choose Forces Mutual?
Expert guidance
Access free, personalised advice from our trusted advisors who understand your needs.
Tailored for those who serve
Designed with the unique needs of Armed Forces members in mind, offering coverage that complements existing service-related benefits.
Flexible cover options
Depending on the insurer, choose between a cash lump sum or income-based payments.
Life Insurance for the Military Family
Or call us on 0151 363 5290 or 0044 (0)151 363 5920
Monday to Friday 9am – 5pm
Important information
We are an insurance intermediary acting on your behalf. We offer an advised service, where a personal recommendation will be made once we have assessed your needs in respect of life and illness/disability cover.
We offer restricted advice from a panel of insurance companies. This means that our advice is restricted to products from a limited number of companies that Forces Mutual has selected.
Restrictions on cover may apply if under orders to deploy to an area of conflict within 6 months.
We do not charge for providing you with a personal recommendation. We receive commission from the insurance company. The amount received is a percentage of the premiums due in the first twelve months of the policy term.
You will receive a quotation that will tell you about the commission and any other fees that relate to the recommended policy.
Life insurance documents
It’s important you understand all of the key information, we recommend you read the below documents before you get a quote.
These products are arranged by PMGI Limited trading as Forces Mutual.