Discretionary healthcare for you and your loved ones

The Healthcare Scheme is a discretionary scheme set up for members of the Military family. All the members pay into the scheme to provide cover when it’s needed for each other.


It’s discretionary because each case is looked at on an individual basis to see what help is right for that member. To make sure decisions are fair, the scheme has rules that guide which treatments are covered and which are not. Unlike private medical insurance, there are no ‘hidden’ extras or payments for ‘extra’ cover. Just one simple price for each member.

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Freeze Cover if Deployed

Suspend your cover if you are called up for duty, with nothing to pay until you return

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24/7 Service

Around the clock GP telephone consultation service, available wherever you may be stationed

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Expert Care

Receive expert care from top medical professionals with no waiting times

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Family Cover

All children up to 18 years old included under a Family policy

Start an enquiryDiscretionary healthcare for the military
and their loved ones

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-What's covered

  • Up to £30,000 in-patient treatment per year
  • No waiting times
  • First-class medical facilities
  • Access to Chartered Physiotherapists
  • Choose your place of treatment
  • Private rooms with en-suite facilities
  • 24 hour 7 days a week GP telephone consultation service
  • Expert care from top specialists
  • No medical examination needed
  • Family cover for all children up to 18 years old


-Monthly costs

Age Individual Only Individual & Partner Family Single Parent
18-24 £22 £42 £52 £32
25-29 £25 £48 £58 £35
30-34 £32 £60 £80 £50
35-39 £37 £70 £90 £57
40-44 £50 £95 £115 £70
45-49 £60 £115 £140 £85
50-54 £68 £130 £155 £93
55-59 £78 £150 £175 £100
60-64 £90 £175 £200 £115
65-69 £105 £205 £230 £130
70-74 £115 £225 N/A N/A
75+ £125 £245 N/A N/A
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