• Five Surprising Things About Being an Army Reservist

    Five Surprising Things About Being an Army Reservist

    This article was published on 9 March 2026. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

    Being an Army reservist is often misunderstood. Many people picture occasional weekends in uniform or assume it is simply a “part-time version” of regular service. In reality, reserve service comes with unique responsibilities, rewards and challenges that can catch people by surprise.

    Whether you are a reservist yourself, thinking about joining, or supporting someone who serves, here are five surprising things about being an Army reservist.

    1. You balance two careers, not one

    One of the biggest surprises is just how much responsibility reservists carry. Most hold a civilian job alongside their military role. That means switching between two very different worlds – often in the same week.

    Reservists develop strong skills in:

    • Time management
    • Leadership
    • Decision-making under pressure
    • Teamwork across different environments

    These skills often benefit civilian employers too, which is why many businesses (including Forces Mutual!) actively support reserve service through the Armed Forces Covenant.

    2. Training and deployment can be significant

    Many people assume reservists only train occasionally. In reality, training commitments can be substantial, especially during key exercises or preparation for deployment.

    Reservists may:

    • Attend weekly evening training
    • Commit to regular weekend exercises
    • Take part in annual training periods
    • Be mobilised for overseas deployments

    This level of commitment can impact family life, travel plans and finances, so forward planning is essential.

    3. Reservists often use their own vehicles and equipment

    Unlike regular forces, reservists often rely on their own vehicles to get to training locations or exercises. This makes practical considerations, such as car insurance, especially important.

    Some reservists also own personal kit or equipment that travels with them between home, work and training. Having appropriate kit insurance can provide reassurance that essential items are protected if lost, damaged or stolen.

    4. Overseas travel isn’t always straightforward

    Another surprise is how complex travel can be for reservists – especially if you’re deployed overseas and planning a holiday.

    Standard travel policies may not always reflect the realities of reserve service. Reservists should always make sure their travel insurance clearly covers their situation, especially when travelling frequently or internationally.

    5. Families play a vital role behind the scenes

    Finally, many people underestimate the role families play in reserve service. Partners and children often adapt to sudden schedule changes, training commitments and periods away from home.

    Support networks are crucial, and clear communication helps everyone feel prepared and informed. When practical matters like insurance are sorted in advance, it can remove one source of stress for the whole household.

    Supporting your reserve lifestyle

    Being an Army reservist is demanding, rewarding and often surprising. From managing two careers to navigating travel and equipment needs, preparation makes a real difference.

    Forces Mutual offers specialist cover designed with the Armed Forces community in mind, including Car Insurance, Kit Insurance and Travel Insurance. These products are built to reflect the realities of service life.

    Terms, conditions & exclusions apply.

     Forces Mutual Car Insurance provided by ERS.

    Forces Mutual Kit & Personal Possessions Insurance, Forces Mutual Kit Start Insurance, and Forces Mutual Travel Insurance is arranged and administered by PMGI Limited (trading as Forces Mutual) and is underwritten by SiriusPoint International Insurance Corporation.

  • Why Forces Mutual Travel Insurance has your Back this Easter Holiday Season

    Why Forces Mutual Travel Insurance has your Back this Easter Holiday Season

    This article was published on 02 March 2026. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

    As the Easter holiday season approaches, many of us begin to feel that familiar pull, the longing for a break, a chance to reconnect with loved ones, or simply a moment to breathe after the relentless pace of service life. Whether you’re planning a long‑awaited family holiday, a last‑minute winter escape, or a well‑deserved adventure overseas, one thing is certain: you’ve earned it.

    But with the excitement of booking flights, packing bags, and counting down the days, it’s easy to overlook one essential part of preparing for time away: travel insurance that truly understands the Armed Forces community.

    Because your life isn’t like everyone else’s

    Serving personnel and military families live unique lives, with unique demands. Sudden postings, training changes, or operational requirements can disrupt even the most carefully planned holidays. That’s why standard travel insurance often doesn’t cut it.

    Forces Mutual Travel Insurance is built around your reality.
    It’s designed for the uncertainties, the unexpected changes, and the lifestyle that only those in the military truly understand.

    Protection that travels with you

    Whether your trip takes you across Europe, to exotic long‑haul destinations, or simply somewhere warm where you can finally switch off, Forces Mutual offers:

    • Cover tailored for the Armed Forces community
    • Protection for cancellations and disruptions — including those outside your control
    • Support for lost, damaged, or stolen belongings
    • 24/7 emergency assistance wherever your travels take you
    • Family‑friendly options to keep loved ones protected too

    Because peace of mind shouldn’t be a luxury especially when it comes to your well‑earned time away.

    Time together matters more than ever

    The holiday season is fast approaching, and for many military families, this time of year means something special. It’s a chance to make up for missed birthdays, rearranged anniversaries, and time spent apart. It’s a reminder that the memories you create today become the stories you cherish tomorrow.

    And after everything you give throughout the year, the duty, the commitment, the sacrifice, you deserve to enjoy those moments without worry.

    Take off with confidence

    So as you start planning your getaway or early‑year break, make sure you’re protected by a provider who puts the military community first.

    Product terms, conditions and restriction apply see policy documents for full details click here.

    Forces Mutual Travel Insurance: Cover built for service life.

    Find out more here.

    Forces Mutual Travel Insurance is arranged and administered by PMGI Limited (trading as Forces Mutual) and is underwritten by SiriusPoint International Insurance Corporation.

  • Protect the Moments that Matter: Why Travel Insurance Matters More for Military families

    Protect the Moments that Matter: Why Travel Insurance Matters More for Military families

    This article was published on 3 February 2026. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

    For many military families, life moves at a pace that others rarely see. Schedules change overnight. Plans are rewritten at the last minute. Birthdays, holidays, and anniversaries sometimes happen with an empty seat at the table. And when precious time together finally arrives, whether it’s a long weekend, block leave, or a holiday abroad, every moment feels even more meaningful.

    That’s why protecting those moments matters.

    As the holiday season approaches and families begin to plan long awaited breaks, one thing is clear: after everything the Armed Forces community gives, that time together deserves to be carefree, uninterrupted, and fully enjoyed. And that’s exactly where Forces Mutual Travel Insurance steps in.

    Forces Mutual has a long history of supporting serving personnel, and their families. Choosing us means choosing a provider that offers:

    • Peace of mind that your trip is protected
    • Cover for lost, stolen, or damaged belongings
    • Protection for children and family members
    • Helps ensure your well‑earned downtime stays stress‑free

    Forces Mutual Travel Insurance

    Find out more here.

    Forces Mutual Travel Insurance is arranged and administered by PMGI Limited (trading as Forces Mutual) and is underwritten by SiriusPoint International Insurance Corporation.

  • Start the Year Right: Why Travel Insurance Matters for Your Adventures

    Start the Year Right: Why Travel Insurance Matters for Your Adventures

    This article was published on 26 January 2025. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

    As we step into a brand new year, many of us are already dreaming of exciting holidays, family getaways, and unforgettable adventures. Whether you’re planning a relaxing beach escape or a cultural city break, one thing should always be on your checklist: travel insurance.

    Why Choose Forces Mutual Travel Insurance?

    Life is unpredictable, and so are travel plans. From flight cancellations to lost luggage, unexpected medical emergencies, or even natural disasters, the right travel insurance ensures you’re protected against the unexpected. Here’s why it’s essential:

    • Peace of Mind: Enjoy your holiday knowing you’re covered for unforeseen events.
    • Trip Cancellations & Delays: Protect your investment if plans change due to illness or other emergencies.
    • Lost or Stolen Belongings: We’ll help you recover the cost of your valuables so your trip isn’t ruined.

    Exclusive Benefits for Our Community

    Forces Mutual understands the unique needs of our members. That’s why our travel insurance is tailored to provide comprehensive cover at competitive rates, with the reliability you can trust.

    Make 2026 Your Year of Stress-Free Travel

    Don’t let unexpected surprises spoil your plans. Start the year with confidence take out Forces Mutual Travel Insurance today and travel worry-free.

    Find out more about Forces Mutual Travel Insurance or get a quote today.

    A monthly administration fee of £1.50 will be added to your premium and collected by Forces Mutual (PMGI).

    Forces Mutual Travel Insurance is arranged and administered by PMGI Limited (trading as Forces Mutual) and is underwritten by SiriusPoint International Insurance Corporation.

  • Travel with Confidence: Why Forces Mutual Travel Insurance Has You Covered

    Travel with Confidence: Why Forces Mutual Travel Insurance Has You Covered

    This article was published on 8 September 2025. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

    Whether you’re based in the UK or if you are deployed overseas and heading off on holiday, Forces Mutual Travel Insurance is here to give you peace of mind.

    Tailored for the Forces Community

    As a member of the armed forces or an affiliated organisation, your lifestyle is unique and so are your travel needs. Forces Mutual understands this. Forces Mutual travel insurance is designed for serving personnel and their families, offering flexible cover that travels with you.

    What’s Covered?

    Forces Mutual Travel Insurance insures:

    • Emergency medical expenses abroad – up to £5 million
    • Trip cancellation or curtailment – up to £4,000
    • Lost or stolen personal belongings – up to £2,000
    • Missed departures – up to £500
    • Personal liability – up to £2 million
    • Optional winter sports cover 

    All this, with the added reassurance of 24/7 medical assistance.

    What’s Not Covered?

    It’s important to note that the policy does not cover pre-existing medical conditions. You are not covered if you decide you no longer wish to travel, or for any claim related to an incident that you were aware of at the time you took out this insurance and which could lead to a claim. Other exclusions and restriction can be found in the IPID document here.

    Flexible Cover for Every Traveller

    Whether you’re travelling solo, as a couple, or with the whole family, Forces Mutual offers cover options to suit your plans.

    Find out more

    Find out about Forces Mutual Travel Insurance here

    Or to get a quote today click here.

    Forces Mutual Travel Insurance is arranged by Motorplus Limited t/a Coplus and underwritten by Astrenska Insurance Limited.