This article was published on 18 August 2025. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

Car theft in the UK remains a real problem with over 61,000 vehicles were reported stolen in 2024. That’s around seven cars an hour, according to DVLA data obtained by What Car?  While this represents a modest 6% decrease from the previous year, the figures remain alarming.

For members of the British Armed Forces and your families, your lifestyle often means parking in a mix of locations – on secure bases, at home, in public car parks, or even leaving vehicles behind during deployments. While military bases often offer a higher level of security, no location is completely risk-free. That’s why it’s important to take simple, effective steps to protect your vehicle wherever it’s parked.

Keyless Cars: Modern Convenience, Modern Risk

If your car has keyless entry, it’s worth knowing it can also be more vulnerable to theft – especially from relay attacks. Thieves can use devices to clone the signal from your key fob and drive off in seconds, without breaking a window or forcing entry.

Here are some simple but effective steps, as recommended by Thatcham Research, to help protect keyless vehicles:

• Update software: Check with your car dealer about any security updates.
• Disable key fobs: Some key fobs can be switched off when not in use – ask your dealer how.
• Use a signal-blocking pouch: Also known as a Faraday pouch, this can stop the signal being stolen.
• Store keys safely: Keep them away from doors and windows – don’t leave them in easy-to-reach spots.
• Be alert: Keep an eye out for suspicious behaviour, especially around car parks or your driveway.

Everyday Tips to Prevent Car Theft

Whether your car is keyless or not, there are everyday steps that can reduce your risk:

• Always lock doors and close windows, even if stepping away for just a moment.
• Never leave your car running unattended – not even on cold mornings.
• Keep valuables out of sight or remove them from the vehicles.
• Park in well-lit, secure areas when possible.
• Use visible security devices like steering wheel locks or gear stick locks.
• Consider a car alarm or tracking system – some may also reduce your insurance premium.

Secure Your Driveway or Parking Space

Even at home or on base, extra protection helps. Here’s how to make your vehicle less attractive to thieves:

• Install a home CCTV system. Basic home systems are affordable and can deter opportunists.

• Use motion-activated lights. Thieves prefer the dark – keep your space well-lit.
• Be cautious with key storage. Avoid leaving keys in obvious places like hooks near the front door or in view when you’re out and about.

Remember, the more layers of security you have, the less appealing your car is to thieves.

Car Insurance that understands Military Life

At Forces Mutual, we understand the demands of military life – frequent moves, deployments, or secure base living. That’s why Forces Mutual Car Insurance is designed with serving personnel and your families in mind – Cover comes with features you won’t typically find in standard policies. T&Cs apply.

Learn more about Forces Mutual Car Insurance offering here or call 0151 363 5290 to speak with our friendly team.

Forces Mutual Car Insurance is provided by ERS.

This article was published on 20 June 2025. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

Running a car in the UK isn’t cheap. According to NimbleFins, the average annual cost in 2025 is over £3,350. But with a few smart strategies, you could reduce your motoring expenses—without compromising safety or performance.

Whether you’re stationed in the UK or preparing for deployment, here are some practical tips to help you save money on your vehicle.

1. Save on Servicing

Regular servicing keeps your car running smoothly and helps avoid costly repairs down the line. But you don’t have to pay over the odds:

• Shop around for competitive servicing quotes.
• Stick to the manufacturer’s service schedule to maintain performance and resale value.
• Keep a full service history—this can boost your car’s value when it’s time to sell.

2. Look After Your Tyres

Tyres are vital for safety and fuel efficiency. Here’s how to extend their life:

• Check tyre pressure regularly—incorrect pressure increases wear and fuel use.
• Inspect tread depth and remove debris like stones.
• Get your wheels aligned—misalignment can double tyre wear.

Remember: UK law requires a minimum tread depth of 1.6mm across the central three-quarters of the tyre. Many experts recommend replacing tyres at 3mm for better grip and safety.

3. Lighten the Load

Carrying unnecessary weight—like kit bags, tools, or sports gear—can increase fuel consumption. Clear out your boot and remove roof racks or boxes when not in use to improve fuel economy.

4. Drive Smarter, Save Fuel

Your driving habits have a big impact on fuel efficiency. Try these techniques:

• Accelerate and brake gently.
• Maintain a steady speed—most cars are most efficient between 30–50 mph.
• Avoid idling—use start-stop tech if your car has it.
• Use air con and electrics sparingly—they increase fuel use.
• Change gear early but avoid straining the engine.

You can estimate your fuel usage using free online calculators like those at Fuel-Economy.co.uk.

5. Choose a Car with Lower Emissions

If you’re in the market for a new vehicle, consider one with low CO₂ emissions:

• Lower emissions = lower Vehicle Excise Duty (car tax).
• From 1 April 2025, even zero-emission vehicles are subject to tax, but they may still be cheaper to run overall.
• Use the VCA tax calculator to estimate your costs.

Cars over £40,000 attract an additional annual charge of £425, unless they’re zero-emission and registered before April 2025.

6. Prepare for Winter Driving

Cold weather can be tough on vehicles. Get ahead of the season with these checks:

• Lights – Clean and check all bulbs.
• Screenwash – Use a winter-grade mix to prevent freezing.
• Battery – Cold weather drains batteries faster—test or replace if needed.
• De-icer and scraper – Keep them handy for frosty mornings.
• Winter tyres – Optional in the UK, but useful if you’re driving in snow or abroad.

7. Review Your Car Insurance

If you’re not already insured with Forces Mutual, it might be time to switch:

• Spread the cost monthly at no extra charge.
• Switch anytime—we’ll cover cancellation fees up to £125 from your current insurer.
• Tailored cover for armed forces personnel.

Learn more about Forces Mutual Car Insurance here.

Forces Mutual Car Insurance is provided by ERS.