Five Surprising Things About Being an Army Reservist

Army Reservists | Forces Mutual

This article was published on 9 March 2026. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

Being an Army reservist is often misunderstood. Many people picture occasional weekends in uniform or assume it is simply a “part-time version” of regular service. In reality, reserve service comes with unique responsibilities, rewards and challenges that can catch people by surprise.

Whether you are a reservist yourself, thinking about joining, or supporting someone who serves, here are five surprising things about being an Army reservist.

1. You balance two careers, not one

One of the biggest surprises is just how much responsibility reservists carry. Most hold a civilian job alongside their military role. That means switching between two very different worlds – often in the same week.

Reservists develop strong skills in:

  • Time management
  • Leadership
  • Decision-making under pressure
  • Teamwork across different environments

These skills often benefit civilian employers too, which is why many businesses (including Forces Mutual!) actively support reserve service through the Armed Forces Covenant.

2. Training and deployment can be significant

Many people assume reservists only train occasionally. In reality, training commitments can be substantial, especially during key exercises or preparation for deployment.

Reservists may:

  • Attend weekly evening training
  • Commit to regular weekend exercises
  • Take part in annual training periods
  • Be mobilised for overseas deployments

This level of commitment can impact family life, travel plans and finances, so forward planning is essential.

3. Reservists often use their own vehicles and equipment

Unlike regular forces, reservists often rely on their own vehicles to get to training locations or exercises. This makes practical considerations, such as car insurance, especially important.

Some reservists also own personal kit or equipment that travels with them between home, work and training. Having appropriate kit insurance can provide reassurance that essential items are protected if lost, damaged or stolen.

4. Overseas travel isn’t always straightforward

Another surprise is how complex travel can be for reservists – especially if you’re deployed overseas and planning a holiday.

Standard travel policies may not always reflect the realities of reserve service. Reservists should always make sure their travel insurance clearly covers their situation, especially when travelling frequently or internationally.

5. Families play a vital role behind the scenes

Finally, many people underestimate the role families play in reserve service. Partners and children often adapt to sudden schedule changes, training commitments and periods away from home.

Support networks are crucial, and clear communication helps everyone feel prepared and informed. When practical matters like insurance are sorted in advance, it can remove one source of stress for the whole household.

Supporting your reserve lifestyle

Being an Army reservist is demanding, rewarding and often surprising. From managing two careers to navigating travel and equipment needs, preparation makes a real difference.

Forces Mutual offers specialist cover designed with the Armed Forces community in mind, including Car Insurance, Kit Insurance and Travel Insurance. These products are built to reflect the realities of service life.

Terms, conditions & exclusions apply.

 Forces Mutual Car Insurance provided by ERS.

Forces Mutual Kit & Personal Possessions Insurance, Forces Mutual Kit Start Insurance, and Forces Mutual Travel Insurance is arranged and administered by PMGI Limited (trading as Forces Mutual) and is underwritten by SiriusPoint International Insurance Corporation.