Serving in the Armed Forces means living a unique lifestyle often moving between bases, deployments, and temporary accommodation. With so much change, protecting your military kit and personal possessions is essential. That’s where Forces Mutual Kit Insurances comes in.
Why Choose Forces Mutual Kit Insurances?
Our Kit Insurances are designed specifically for the Armed Forces community, offering peace of mind that your belongings are covered against loss, theft, and accidental damage whether you’re at home, on base, or overseas.
What’s Covered?
- Military-Issued Kit
Accidental loss, damage, or theft of your issued and temporary kit. - Personal Possessions
Cover for laptops, mobiles, and valuables (up to £2,000 per item as standard). - Pedal Cycles
Accidental loss of, accidental damage to or theft of your pedal cycle or electronic pedal cycle. - Personal Money
Up to £500 for loss or theft. - Licence to Occupy
Up to £20,000 for accidental damage to MOD accommodation. - Personal Liability
Cover up to £250,000 Kit Start and £500,000 Kit & Personal Possessions for compensation costs. - Worldwide Cover
Protection wherever your service takes you.
Who Can Apply?
- Serving members of HM Forces
- Civilian staff of the MOD
- The husband, wife, civil partner of the above
With prior approval
- Army Reserve members
- Contractors employed by the MOD
Benefits at a Glance
- Affordable monthly premiums
- Flexible cover options
- Quick and easy setup
Get a Quote Today
Benefit limits, terms and exclusions apply for both Kit Start and Kit & Personal Possession Insurance, please refer to the IPID and policy documents here.
Both Kit Start and Kit & Personal Possession Insurance are backed by Forces Mutual’s commitment to supporting the Armed Forces community with trusted, affordable insurance.
Kit & Personal Possessions and Kit Start Insurance is arranged by Motorplus Limited t/a Coplus and underwritten by Collinson Insurance Limited (a trading name of Astrenska Insurance Limited).
Kit & Personal Possessions Legal Expenses Cover is provided by ARAG plc who is authorised to administer this insurance on behalf of the insurer ARAG Legal Expenses Insurance Company Limited.