Forces Mutual

Products
Breakdown Cover

Stay protected on the road with Forces Mutual Rescue, provided by ERS.

UK cover starts from just £61.60 a year for cars under 10 years old, with the option to add European cover at an additional cost for extra peace of mind.

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News & Blog
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Start the Year Right, Insure Your Kit Today!

From laptops to luggage, we’ve got you covered with either Kit & Personal Possessions Insurance or Kit Start Insurance.

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Kit Insurance will arranged and administered by PMGI Limited (trading as Forces Mutual) and will be underwritten by SiriusPoint International Insurance Corporation.
Car Insurance

Switch to a provider that truly understands military life.

The cover we offer is tailored exclusively for the military family, with features you won’t typically find in standard policies.

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Car Insurance is provided by ERS.

Fee-free mortgage advice service | Forces Mutual

Fee-Free mortgage advice service

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage advice from Grange Mortgage and Protection Services gives you access to exclusive deals, saves you time and effort in searching for the right mortgage and fits around your duties and deployments.

Our Products

Life Insurance & Serious or Critical Illness

Cover that steps in when you no longer can.

Military Kit Insurance | Forces Mutual

Kit Insurance

Military Kit Insurance that’s tailored just for you.

Caravan Insurance

Caravan and Residential Park Home Insurance.

Travel Insurance

Travel Insurance for the Military Family.

Support | Forces Mutual

Personal Accident Insurance

Personal Accident Insurance for the Military Family.

Car Insurance | Police Mutual

Car Insurance

Military Car Insurance that’s tailored just for you.

Mortgages

Fee-Free Mortgage Advice Service.

Health | Forces Mutual

Healthcare

A discretionary scheme set up for members of the Military family.

My Sovereign ISA

A Stocks and Share ISA that gives you a tax-efficient means of investing for the future.

Latest News

Car Insurance | Forces Mutual

2 Feb 2026Read Time 2 mins

Buying a car – do I need to pay the luxury car tax?

This article was published on 2 February 2026. At the time of publishing, this article was true and accurate, however,…

27 Jan 2026Read Time 2 mins

Creating a Resilient Daily Routine for Armed Forces Life in 2026

This article was published on 27 January 2026. At the time of publishing, this article was true and accurate, however,…

Why Travel Insurance Matters for Your Adventures | Forces Mutual

26 Jan 2026Read Time 2 mins

Start the Year Right: Why Travel Insurance Matters for Your Adventures

This article was published on 26 January 2025. At the time of publishing, this article was true and accurate, however,…