In the military community, staying connected isn’t just a convenience it’s a lifeline. Whether you’re away on training, deployed overseas, or working long, unpredictable hours, the ability to send a quick message home or see a familiar face on screen can make all the difference. Your phone, laptop, tablet, or smartwatch aren’t just pieces of tech. They’re your link to the people who matter most.
Because of that, protecting your devices is essential and that’s where Forces Mutual Kit Insurances steps in. Unlike standard insurance policies, they are built around the real demands and pressures of military life. They recognise that kits get pushed to its limits, environments change rapidly, and accidents happen even when you’re doing everything right.
With Forces Mutual Kit Insurances, you’ll get cover designed specifically for situations like:
- Damage or loss during busy training periods, when schedules are intense and accidents are far more likely.
- Devices knocked, dropped, or crushed on duty, especially in fast-paced or physically demanding roles.
- Theft at home, on base, or while travelling, because military life often means moving around and living between locations.
- Peace of mind for those who rely on tech for online banking, welfare support, and essential admin, making sure you’re never left without what you need.
- Coverage that recognises that life in the Forces often means shared accommodation and communal spaces, where accidental damage or theft can be more common.
But it’s not just about replacing what’s broken. It’s about peace of mind knowing that if something happens, you can get back online, stay connected, and keep communication flowing when it matters most. For many serving personnel and their families, that reassurance is invaluable.
Product terms, conditions, and restrictions apply please check the full policy documents for details here.
Find out more about Forces Mutual Kit & Personal Possession Insurance and Kit Start Insurance here.
For Kit & Personal Possessions Insurance a monthly administration fee of £1.50 will be added to your premium and collected by Forces Mutual (PMGI).
Forces Mutual Kit & Personal Possessions Insurance and Kit Start Insurance is arranged and administered by PMGI Limited (trading as Forces Mutual) and underwritten by SiriusPoint International Insurance Corporation.