Whether you’re just starting your military journey or well into your service, protecting your belongings is essential. Forces Mutual understands the unique lifestyle of military personnel and offers two tailored insurance options to suit your needs: Kit Start Insurance and Kit & Personal Possession Insurance.
Kit Start Insurance: Simple, Smart Protection for SLA Residents
If you’re living in Single Living Accommodation (SLA), Kit Start Insurance is designed specifically for you. It’s a straightforward, affordable way to ensure your military-issued kit is protected from risks like theft, and accidental damage
Why Choose Kit Start?
Kit Start is the perfect entry-level insurance for those who want peace of mind without overcomplicating things.
- Tailored for SLA residents
- Covers military-issued kit up to £5,000 – including uniforms, equipment, and more.
- Content cover – up to £5,000
- Personal Liability cover – up to 250,000
- Affordable premiums – ideal for those just beginning their service at £8.72 a month.
- Quick and easy setup – get covered without the hassle.
Kit & Personal Possession Insurance: Comprehensive Cover for Your Lifestyle
For those who need broader protection, Kit & Personal Possession Insurance offers a more comprehensive solution. It also provides legal expenses cover up to £50,000.
Why Choose Kit & Personal Possession Insurance?
- Covers both kit and personal possession and temporary issued kit – up to £40,000
- Four levels of content cover available – £0, £10,000, £30,000 or £100,000
- Personal Liability cover – up to £500,000
- Worldwide protection – ideal for deployments.
- Flexible cover levels – choose what suits your lifestyle and budget.
This option is ideal for personnel who have moved beyond SLA or simply want more robust protection.
Which One Is Right for You?
Benefit limits, terms and exclusions apply for both Kit Start and Kit & Personal Possession Insurance, please refer to the IPID and policy documents here.
Both options are backed by Forces Mutual’s commitment to supporting the Armed Forces community with trusted, affordable insurance.
Kit & Personal Possessions and Kit Start Insurance is arranged by Motorplus Limited t/a Coplus and underwritten by Collinson Insurance Limited (a trading name of Astrenska Insurance Limited).
Kit & Personal Possessions Legal Expenses Cover is provided by ARAG plc who is authorised to administer this insurance on behalf of the insurer ARAG Legal Expenses Insurance Company Limited.